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Money-Smart Starts Young

The little entrepreneur in every kid.

Give your child the confidence to understand money and make thoughtful decisions — through engaging, age-appropriate play built for the world they're actually growing up in.

Be among the first to discover Pokido. Occasional updates only — no spam.

Two children exploring a glowing coin vault filled with gold coins

Our Mission

Raising a Generation of Financially Confident Kids

We're making financial education more engaging, accessible, and relevant to the way children experience money today.

Why it matters

Children start forming money habits and attitudes long before they make financial decisions on their own — yet most never get consistent, age-appropriate opportunities to practice. As money becomes increasingly digital, a strong early foundation matters more than ever.

Our approach

Created by parents and financial experts, Pokido combines real-world relevance with play — helping children learn through curiosity and exploration, not worksheets.

Why Financial Literacy Matters

Good Money Habits Start Early

Age 7

Money habits are largely formed

Core attitudes and behaviours around money are shaped in the earliest years of childhood.

Source: Cambridge University / Money Advice Service, Habit Formation and Learning in Young Children

1 in 4

Students lack basic financial skills

A significant share of 15-year-olds cannot handle everyday financial decisions with confidence.

Source: OECD PISA Financial Literacy Assessment

Most

Kids never get consistent practice

Financial education is still inconsistent across schools and homes, leaving big gaps by adulthood.

Source: National financial-capability research

The Shift

Your kid's money went invisible.

The world removed cash from children's lives and replaced visible coins with invisible flows. Kids meet money as a tap, a balance, a request — long before anyone explains it.

Tap-to-pay

Money leaves with a tap and no bills change hands. Where did it go?

In-app buys

One button turns play into spending — skins, coins, loot, upgrades.

P2P transfers

Send, request, approve, decline. Some sends can't be undone.

PINs & passwords

Stored credentials and one-tap logins guard real value.

Subscriptions

Small recurring charges that quietly drain a balance.

Scams

Fake messages and impersonation aimed straight at kids.

Pokido builds something new: real money instincts for a digital world.

The Pokido Experience

Learning About Money Should Feel Like Growing Up — Not Homework

Learning Through Play

Children discover money concepts through interactive experiences that reward curiosity and confident decision-making — including a personal space inside the app where what they earn and learn starts to add up over time.

Designed for Growing Minds

Financial ideas are introduced the way kids actually learn — building understanding step by step, not all at once.

Made for Today's World

From earning and saving to digital payments and online choices, Pokido prepares kids for the financial reality they're already growing up in.

What Children Discover

Skills for Every Step of the Money Journey

Earning & Work

How people earn money, create value, and build independence through their skills.

Smart Spending

Comparing choices, spotting trade-offs, and telling the difference between needs and wants.

Saving & Planning

How setting goals and thinking ahead turns small decisions into real progress.

Digital Money

How money moves through cards, apps, and online payments — the forms of money kids already see every day.

Staying Safe Online

Responsible digital behavior and protecting personal and financial information.

Giving & Sharing

How thoughtful decisions with money can support others and strengthen community.

The Worlds

One economy.
Four Universes.

Every world runs on the same Poki economy, so the journey reads as one rising story. Each Universe is one of the four money verbs — carried by its own color before a kid reads a single number.

Make

KidPreneurials

Run your own business, set prices, serve customers, and turn effort into Pokis.

Dog Pet Salon · Pet Salon Tycoon

Grow

Money Growers

Protect and grow the Vault. Watch patience compound into new worlds and upgrades.

Money Garden

Protect

Cyber Guardians

Spot fake messages, guard PINs, and recover from a simulated scam. Safety as a power.

Spy World · Avatar Arcade

Share

KindCoins

Weigh giving against keeping, and feel what generosity does inside an economy.

Ocean Rescuers

For Parents

Confidence That Grows Beyond the Screen

Financial confidence builds over time — through everyday conversations, real decisions, and practice. Pokido gives families a natural way to introduce money concepts kids can connect to the world around them.

Relevant to Real Life

Concepts tied to choices and technology kids already encounter, not abstract lessons.

Built With Privacy First

We design with children's data privacy as a first principle, with parents in control. Privacy Policy

Built for Lasting Confidence

The goal isn't memorizing terms. It's sound judgment, independence, and habits that last.

About Us

The People Behind Pokido

Parents. Financial Experts. Builders With Purpose.

Pokido Labs brings together experience in financial technology, consumer products, digital experiences, and education.

We believe children deserve a better foundation for navigating money — one that reflects the world they're growing up in. As parents, we know these conversations matter. As builders, we believe the experience can be more engaging, accessible, and meaningful.

Iulia Mihăilescu

Co-founder and CEO

Mom to Marc

Agoric | PayPal | Google

San Diego, California

Ana Ciumac

Co-founder and CPTO

Mom to Leo and Marco

Meta | Google | INSEAD

Paris, France

Contact

Let's Build Financial Confidence Together

Whether you're a parent, educator, potential partner, or just curious about Pokido, we'd love to hear from you.

We Welcome

  • Partnerships with schools and educational organizations
  • Collaboration with financial-literacy initiatives
  • Conversations with parenting and family communities
  • Media, speaking, and partnership opportunities

The Best Time to Start Is Early

Get notified the moment Pokido is ready for your family — plus occasional behind-the-scenes updates as we build.